I have added the following links because they will be relevant to people in debt.

Regulatory organisations

• Office of Fair TradingThe OFT’s mission is to make markets work well for consumers. Responsible for licensing debt advice companies under the Consumer Credit Act.
• Insolvency Practitioners AssociationA recognised professional body for insolvency practitioners.
• R3 – Association of Business Recovery ProfessionalsA professional association for insolvency, business recovery and turnaround specialists in the UK
• The Insolvency ServiceAdministers bankruptcy and investigates the affairs of bankrupts.’

Charities

• StepChange debt management plan
• National Debtline
• Citizens Advice Bureau

Individual Voluntary Arrangements

• IVA.co.uk.One of the UK’s leading sites on IVAs. Experts are residents of the forum who offer help and advice.

Money websites

• Bank accounts for bad creditInformation on bank accounts for people with poor credit.
• Money Advice ServiceFor individuals who need help managing their money.
• Money Saving ExpertMartyn Lewis’ money website.

Debt software

• DebtologyAn iPhone application that can be downloaded at Tune